The Benefits of Agricredit Financing.

Your needs vary from business to business, season to season. Fortunately, our financing is designed to keep up with you. No matter what type of operation you run, Agricredit has a long list of benefits that make it easier to finance equipment and enjoy peace of mind.

1. Preserve your cash. Acquire the equipment you need with virtually no cash outlay. In most cases, all you need is a minimal down payment, or in the case of a lease, one or two payments in advance.
2. Keep existing lines of credit open. Agricredit finance products don't directly affect your operating lines of credit. Your other capital resources remain intact for times when you need ready access to cash to subsidize growth or meet operational needs.
3. Be smart — be flexible. From flexible payment schedules to add-on equipment requirements down the road, our finance solutions adapt to just about any business situation.
4. Get the technological edge. Using the latest equipment can give you a decided edge in production efficiencies. Agricredit enables you to upgrade to new and better equipment during or at the end of the equipment contract term.
5. Enjoy tax benefits. Depending on the finance product you select, your payments may be treated as a fully deductible operating expense or you may depreciate the equipment. For a business needed to manage income, this can be a huge benefit.
6. Experience an adjustable cash flow. Our flexible financing options let you schedule your payments to fit fluctuations in cash flow. For operations tied to seasonal fluctuations, your equipment agreement can be structured for seasonal payments when you have income or for those fluctuating revenue streams. Agricredit can match cash flow to fit your income streams, whether it’s annual, semi-annual, quarterly, monthly, or even a more complex structure where you skip a couple of months.
7. Take advantage of flexible end-of-term leasing options. We structure our lease products to put you in control. At the end of your agreement you can choose to keep on leasing the same equipment, lease new equipment, return the equipment, or buy the equipment.
8. Make it quick and easy. Perhaps the best reason of all to use Agricredit. In most cases, one phone call will get the process started. Depending on the transaction size, credit approval can take place on the same day. Apply online.

Call 800 USE AGRI (800 873 2474) to begin benefiting from Agricredit financing solutions today.